RITUALLEND

The credit-tiered
RITUAL. money market

Deposit native RITUAL to earn yield. Borrow against your receipt tokens — your credit tier sets the LTV cap and a multiplier on the interest rate. Scores update automatically via the Ritual Scheduler. No oracle, no admin.

Local Time— : —
Market0x7C1f…36DE
01MarketLive state
TVL0.00RITUAL
Total Borrows0.00RITUAL
Utilization0.00%
Supply APR0.00%
02MechanicsRate curve & tiers
Rate curveKINK 80%
Borrow Supply
Credit tiers
00Restricted0–29950%1.20×
01Standard300–59965%1.00×
02Trusted600–79975%0.85×
03Sovereign800–100085%0.70×

New wallets start at 500 → tier 1. Repay on time +25. Default −200. The Ritual Scheduler decays scores toward 500 every ~6 minutes.